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2. Open your photo and drag it into the photo layer you chose in step 1.
It will become dark blue in your layer palette because it is
now the active layer. If you are having a hard time dragging the photo
over, try the following method instead.
Try opening your photo then choose "All" from the Select dropdown menu or
ctrl+a (Windows) or cmd+a (Mac OS) on your keyboard. Now choose "copy" from
the Edit dropdown menu or ctrl+c (Windows) or cmd+c (Mac OS) on your
keyboard. Open the template you want to paste your photo into. Click on the
photo layer and paste your photo in. To do this choose "paste" from the edit
dropdown menu or ctrl+v (Windows) or cmd+v (Mac OS).
*Note: If you are using a high quality photo it will most likely cover
the entire template. See next step to clip your photo.

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3. Clip your photo to the photo layer below it. To do this, hold
down Alt key (Windows) or Option key (Mac OS) on your keyboard, position
the pointer over the line dividing the two layers in the layers palette (the
pointer changes to two overlapping circles
),
and click. Once
the layers are clipped together, you will see a downward arrow next to your
photo and your photo will take on the properties of the
photo layer beneath it. Alternately, you may also choose ctrl+g
(Windows) or cmd+g (Mac OS) on your keyboard.
*Note: Once you clip your photo to the photo layer below it you'll need
to resize it. See next step to resize your photo.

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4. Your photo should be very large so you'll need to fit it to the
photo layer. Size the image to your liking by selecting edit>transform from
the
Photoshop dropdown menu. Your photo may be so large its corners are out of
sight. To show your entire canvas choose ctrl+0 (zero).
Now you should be able to see all four corners and your template may be
smaller. Hold down your shift key as you
drag any of the
corners to size your photo proportionally. Use your magnifying glass
to enlarge your view if needed.
Repeat
steps 1-4 for all of your photos.

5. Now edit your text. Choose the horizontal text tool from the
toolbox then choose the text layer from the layer palette that you want to
edit.

6. Now highlight the text you want to edit. You can resize the text
if needed by bringing up your character palette from the
Photoshop dropdown menu, window>character. Repeat steps 5-6 for all of
your text layers.

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